First time buyers
Have you found the perfect home? As a first-time buyer, it’s perfectly understandable to be daunted by the oftentimes convoluted process of purchasing a home. But that’s why we’re here. To guide and advise you throughout, so that you never feel stranded, lost, confused or wracked with uncertainty.
What’s our role in the property buying process?
The role of our conveyancing solicitors here at Shiells is to help you understand the property buying process, whether that’s explaining terminology in simple, straightforward terms; helping you budget effectively so that you understand what the costs will be and when they will come up; helping you with mortgage enquiries, or ensuring that all the necessary forms, contracts and legal obligations have been satisfied.
But the service we provide is so much more than this. We’re an invaluable form of reassurance and support. We help you make informed decisions and steer clear of potential pitfalls because we genuinely want what’s best for you. Below, we have given an idea of the kind of support we will be providing.
Fully qualified solicitors
Friendly service
Established for over 100 years
How we help you
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Planning around your budget
You’ll want to know what the costs look like and be assured that you have the means to buy your chosen property, along with all the additional expenses that will apply along the way. -
Mortgages
Our team help you source a mortgage that’s right for you by scouring our extensive contacts in the mortgage market. And we’re here to answer all your enquiries too! -
Finding the right property
The residential property market isn’t always the easiest of environments to navigate, but we’ll be right by your side to help you each step of the way. -
Arranging surveys and homebuyers’ reports
Knowing the condition of the property you wish to buy is important. This is something we organise for you, at your request -
Tips, advice and reassurance
On any aspect of the service, from whether you should buy or sell first to which types of insurance you may require.
What help is out there when it comes to buying my first home?
Being in a strong enough financial situation is a key component of buying your first home. Most people are rightly fearful of overstretching their budgets. But what help is available? Schemes such as Open Market Shared Equity, and Shared Ownership, can provide assistance. But as with anything, there are potential disadvantages that you should consider.
There are also various insurances available that can protect you in the event that you become unemployed or are unable to work long-term due to illness or injury. Our team here at Shiells will advise you of these and help you weigh up the pros and pons, so that you can make an informed decision.
Book a consultation with one of our property solicitors at Shiells by calling 01356 622171
You can also reach us by email or through the form below